PrivacyPolicy

1. Information We Collect

We may collect information that you voluntarily provide through website forms, emails, calls, demo requests, partner applications, city interest forms, or similar communications. This may include:

• Name, email address, phone number, city, state, and general contact information.
• Organization or company name, role, market, territory interest, and business background.
• Information submitted in a City Partner, Strategic Partner, merchant, sponsor, investor interest, or general inquiry form.
• Messages, questions, notes, and other information you choose to provide.
• Basic technical information collected automatically, such as browser type, device type, pages viewed, referral source, approximate location based on IP address, cookie identifiers, and site usage analytics.

2. Information You Should Not Submit

Do not submit Social Security numbers, bank account numbers, payment card numbers, personal health information, government identification numbers, political contribution information, or other sensitive personal information through general website forms unless we specifically provide a secure approved method for that purpose.

3. How We Use Information

We may use information to:

• Respond to inquiries, demo requests, and contact forms.
• Review potential City Partner, Strategic Partner, merchant, sponsor, or community-partner opportunities.
• Provide information about HIT Card, HIT Wallet, city pages, launch markets, partner programs, and community-impact initiatives.
• Coordinate calls, meetings, follow-up messages, and onboarding discussions.
• Improve the website, marketing content, forms, and user experience.
• Maintain business records, protect our rights, prevent misuse, and comply with applicable legal, regulatory, or contractual obligations.

4. Third-Party Providers and Financial Services

Any future card, wallet, payment, banking, issuing, processing, custody, compliance, KYC, ACH, debit card, merchant acceptance, or financial-service functionality may be provided by duly authorized third-party banks, processors, program managers, SaaS providers, compliance providers, or other approved vendors. Those providers may have their own terms, privacy notices, cardholder agreements, wallet agreements, or disclosures.

The website itself does not hold, custody, transmit, or control consumer funds; issue payment instruments; operate as a bank; provide money transmission; process payments; provide lending; or provide investment services.

5. How We Share Information

We may share information with:

• Service providers that help operate the website, forms, email, CRM, analytics, hosting, scheduling, and business communications.
• Internal team members, authorized contractors, advisors, and vendors who need the information to respond to your inquiry or evaluate a business opportunity.
• Potential business, city, merchant, sponsor, or strategic partners when reasonably necessary to evaluate or pursue the opportunity you requested or authorized.
• Legal, regulatory, law-enforcement, government, compliance, or professional advisors when required or appropriate.
• Successors or assigns in connection with a business transaction, restructuring, financing, merger, acquisition, or sale of assets.

No Sale of Personal Information

We do not sell personal information to data brokers. At this time, we do not knowingly sell or share personal information for cross-context behavioral advertising. If this changes, we will update this Privacy Policy and provide any required choices or notices.

6. Cookies, Analytics, and Similar Technologies

We use Google Analytics 4 only if you choose "Accept analytics" in our cookie banner. Until you consent, the Google Analytics script is not loaded and we do not set Google Analytics cookies. If you reject analytics, you can continue using the website normally.

If you consent, Google Analytics may set first-party analytics cookies, including cookies whose names begin with _ga, to help us measure visits, page views, referral sources, and general site usage. We configure Analytics for measurement rather than advertising and disable Google signals and ad-personalization signals in our website tag.

We store your analytics choice in your browser's local storage so the website can remember it. You can review or change your choice at any time using the Cookie settings link in the website footer. If you turn analytics off after previously accepting it, the website disables Analytics and attempts to remove its first-party analytics cookies from your browser.

7. Email and Marketing Communications

If you submit a form or request information, we may contact you by email, phone, text, or other methods you provide, consistent with your request and applicable law. You may ask us to stop sending non-transactional marketing communications by using an unsubscribe link where available or by contacting us at info@hitcard.org.

8. State Privacy Rights

Depending on where you live and whether applicable privacy laws apply to us, you may have rights to request access to, correction of, deletion of, or information about certain personal information we maintain about you. You may also have rights to opt out of certain uses or disclosures. To submit a privacy request, contact us at info@hitcard.org. We may need to verify your identity before processing a request.

California residents and residents of other states with privacy laws may have additional rights under applicable law if the law applies to our business and data practices. We will not discriminate against you for exercising rights provided by applicable privacy law.

9. Children

Our website is not directed to children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided personal information to us, please contact us so we can review and delete it if appropriate.

10. Data Security

We use reasonable administrative, technical, and organizational measures designed to help protect information. However, no website, email, form, or online system is completely secure. You should not submit sensitive personal, financial, health, or identity information through general website forms.

11. Data Retention

We retain information for as long as reasonably necessary for the purposes described in this Privacy Policy, including responding to inquiries, maintaining business records, evaluating partner opportunities, complying with legal obligations, resolving disputes, enforcing agreements, and protecting our rights.

12. Links to Third-Party Websites

The website may link to third-party websites, platforms, financial-service providers, social media, scheduling tools, or campaign platforms. We are not responsible for the privacy practices, content, or security of third-party websites or services. Please review their privacy policies and terms before using them.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be posted on this page with a new Last Updated date. Your continued use of the website after changes are posted means you acknowledge the updated Privacy Policy.

14. Contact Us

For privacy questions or requests, contact us at:

• TAB Partners, Inc.
• Email: info@hitcard.org
• Mailing Address: [insert company mailing address]
• Website: https://hitcard.org